News & Events
03/04/2025
Poonam Gupta's appointment as RBI Deputy Governor
02/04/2025
GST Advisory for Biometric-Based Aadhaar Authentication and Document Verification for GST Registration Applicants of Assam
Gross and Net GST revenue collections for the month of Mar, 2025
President Murmu asks RBI, banks to guard against e-frauds
31/03/2025
NFRA flags lapses in audit quality of three Audit Firms
28/03/2025
CA final exams to be held thrice a year from this year - ICAI
27/03/2025
RBI imposes Rs.75 lakh penalty on HDFC Bank, Rs.68.2 lakh on Punjab & Sind Bank
Bank Branch Audit 2025 Updates - Panel to Banks
Notifications/ Circulars
01/04/2025
Master Circular - Housing Finance for UCBs
Master Direction - Reserve Bank of India (Interest Rate on Deposits) Directions, 2025
Master Circular – Housing Finance
Master Circular - Bank Finance to Non-Banking Financial Companies (NBFCs)
Master Circular - Income Recognition, Asset Classification, Provisioning and Other Related Matters - UCBs
Master Circular - Prudential norms on Income Recognition, Asset Classification and Provisioning pertaining to Advances
Master Circular - Guarantees and Co-acceptances
Master Circular - Guarantees, Co-acceptances & Letters of Credit - UCBs
Master Direction – Facility for Exchange of Notes and Coins
Reserve Bank of India (Classification, Valuation and Operation of the Investment Portfolio of Commercial Banks) Directions, 2023
Master Circular - Prudential Norms on Capital Adequacy - Primary (Urban) Co-operative Banks (UCBs)
Master Direction on Counterfeit Notes, 2025 – Detection, Reporting and Monitoring
Master Circular – Basel III Capital Regulations
Master Circular on Board of Directors - UCBs
Master Circular on Conduct of Government Business by Agency Banks - Payment of Agency Commission
Master Circular - Disbursement of Government Pension by Agency Banks
Master Direction – Scheme of Penalties for bank branches and currency chests for deficiency in rendering customer service to the members of public
Master Direction on Penal Provisions in reporting of transactions / balances at Currency Chests
Master Circular – Lead Bank Scheme
Master Circular - Credit facilities to Scheduled Castes (SCs) & Scheduled Tribes (STs)
Master Circular – Deendayal Antyodaya Yojana - National Rural Livelihoods Mission (DAY-NRLM)
Master Circular on SHG-Bank Linkage Programme
29/03/2025
Revised norms for Government Guaranteed Security Receipts (SRs)
Special Clearing Operations on March 31, 2025
27/03/2025
General Notification for Sale and Issue of Government of India Securities (including Treasury Bills and Cash Management Bills)
Gold Monetization Scheme (GMS), 2015 - Amendment
Master Direction – Reserve Bank of India (Prudential Norms on Capital Adequacy for Regional Rural Banks) Directions, 2025
Master Directions - Reserve Bank of India (Priority Sector Lending – Targets and Classification) Directions, 2025
Priority Sector Lending Certificates
Review of Priority Sector Lending (PSL) Target – Urban Co-operative Banks (UCBs)
Currency Chest operations on March 31, 2025
21/03/2025
Treatment of Right-of-Use (ROU) Asset for Regulatory Capital Purposes
Amortisation of additional pension liability - Implementation of Pension Scheme in Regional Rural Banks with effect from November 1, 1993 - Prudential Regulatory Treatment
Reserve Bank of India (Financial Statements - Presentation and Disclosures) Directions, 2021: Clarifications
17/03/2025
Asian Clearing Union (ACU) Mechanism – Indo-Maldives trade
Annual Closing of Government Accounts – Transactions of Central / State Governments – Special Measures for the Current Financial Year (2024-25)
Implementation of Section 51A of UAPA, 1967: Updates to UNSC’s 1267/1989 ISIL (Da'esh) & Al-Qaida Sanctions List: Amendments in 12 Entries
Contact Us

S. Goyal & Associates

Chartered Accountants
 

Ist Floor, Building No.19
Road No.10
East Punjabi Bagh

New Delhi - 110026.

+91 1145065356
+91 9312289953
+91 
9873515356.

email : sgoyalasso@rediffmail.com

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Our Team

Our Team             

Our dedicated team comprises of competent people with extensive knowledge and experience. Our professionalism and expertise  helps us to  service our clients to their satisfaction. 

We are committed to provide consistent customized and workable solutions to our clients with highest level of dedication and professionalism incorporating advanced technology.  

BRIEF DETAILS OF OUR PARTNERS – Core team


CA. Suresh Kumar Goyal      

A Qualified Chartered Accountant of 1978 batch with Graduation in Science, presently having 40+ years of experience in the field, CA S K Goyal is the founder partner of M/s S GOYAL & ASSOCIATES which was established in September 1978. He has rich experience and knowledge in the field of Taxation, Audit, Assurance and Advisory fields. The firm under his guidance has been one of the leading CA firm in Delhi-NCR region doing bank audits. The firm has conducted all types of bank audits such as statutory, concurrent, regular inspection, revenue audit, credit audit, stock audit, forensic audit and ISA audit.    In addition to this Shri Goyal has excellent experience in tax matters. He has been appearing regularly at Income Tax Appellate Tribunal Level (highest fact finding authority for Income Tax Matters in India). He also heads number of company audits, bank audits, PSUs audits etc done by the firm.


CA. Vikas Goyal                    
A Qualified Chartered Accountant of 2012 batch with Graduation in Commerce, presently having 10+ years of experience in the field, CA Vikas Goyal is also a qualified Law Graduate (L.L.B.) from Delhi University. He is youngest among all partners. In addition he has also completed post qualification course of Institute of Chartered Accountants of India on DISA (Information System Audits), Concurrent Audits of Banks and Forensic Accounting & Fraud Detection (FAFD). Post completing his CA, he has worked with one of the Big 4 firms of Professionals (“KPMG”), thereby gaining valuable experience in International Taxation including Transfer Pricing Practice.  Mr. Goyal has vast experience for Audits of Bank, be it Statutory Audits, Concurrent Audits, Stock and ISA (Statutory and Internal) Audits etc and he also has rich exposure in Taxation matters, Company audits.


CA. Rakesh Khetan        
A Qualified Chartered Accountant of 2001 batch with Graduation in Commerce, presently having 20+ years of experience in the field, CA Rakesh Khetan is associated with the firm since last 15+ Years. In addition he has also completed post qualification course of Institute of Chartered Accountants of India on DISA (Information System Audits) and Concurrent Audits of Banks. He has rich experience and knowledge in Company Audit, Bank Audits, compliance work, Tax Advisory & Compliance Services and Company Law Matters. He looks after practice areas of the firm related to Company Audits, Bank Audits, Direct Taxion compliance matters including planning for corporate taxation besides rendering consultancy on Accounting, Company Law & Taxation Matters. Additionally he also has good exposure in drafting of various deeds such as Partnership Deed, Trust Deed and Societies By-laws etc.



CA. Anand Mohan Misra
A Qualified Chartered Accountant of 1994 batch with Graduation in Commere, presently having 25+ years of experience in the field, CA Anand Mishra is associated with the firm since April 2019.  Mr. Anand, has worked with international banks for over 20 years and has managed funds/banking for numerous large multi-national groups.  He also has rich working experience in UAE and has handled big financial matters. Shri Misra has vast experience for arranging bank funding or mortgage arrangements. He looks after practice areas relating to Financial consultancy, business development, financial planning, arrangement of funds including planning for corporate and other market matters.


CA. Manju Gupta       
A Qualified Chartered Accountant of 2013 batch with Graduation in Commerce, presently having 6+ years of experience in the field, CA Manju Gupta has good experience in Bank Audits, Tax Advisory & Compliance Services, Financial Matters, Company Law matters and also has good exposure in drafting of various deeds such as Partnership Deed, Trust Deed, Societies by-laws etc. Earlier she also worked as partner in CA firm named M/s Man Mohan Gupta & Co. from year 2013 to till 2017.





 

 
 
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